We practice our own financial principles.

Each year at CredAbility, we strive to be fiscally strong, with no debt and with sufficient operating reserves in place. As a 501(c)(3) nonprofit agency, we are serious about our responsibility to use our contributed and earned revenues efficiently. On average, more than 87 percent of our expenses were dedicated to our programs, with 10.3 percent supporting management and administration and 2.5 percent utilized for fundraising expenses.

We receive support from individuals and institutions who are committed to giving others hope and help—for a life of financial stability.

As a nonprofit organization, CredAbility receives tax-deductible contributions from foundations, corporations, creditors and individuals. We collect additional revenue from government grants, bankruptcy service fees, debt management plans, service contracts, donated services and other sources.